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Get Ready to Supercharge your Career with Eduzi's flagship

Credit Analyst Program

Get Started
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Get Ready to Supercharge your Career with Eduzi's flagship

Credit Analyst Program

Get Started
overlay
Get Ready to Supercharge your Career with Eduzi's flagship

Credit Analyst Program

Get Started
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About

CREDIT ANALYST PROGRAM

  • This program helps working professionals to get into high paying “Credit Analyst/Risk Analyst/Rating Analyst/Research Analyst” jobs in reputed domestic and international Banks, Financial Institutions, NBFC’s, Credit Rating Agencies and MNC’s.

  • The program is offered in collaboration with leading top-level and highly qualified professionals from industry giants and MNC’s such as HSBC, Goldman Sachs, CRISIL, Citi Bank, Axis Bank and many more.

50+

Mentors

6 LPA

Minimum CTC

25.5 LPA

Highest Recorded CTC

100 Hrs

Course Content

Course Duration

6 Months(3 Months Up-Skilling + 3 Months Placements), if completed as per the schedule

Eligibility

MBA, M.Com, B.Com, BBA, B.Sc, B.Tech, CA, CMA, BA, etc,. with min 1+ year of experience

Online

Live and Recorded classes with 100+ hrs course content and study material

Scholarships

Up to 5,000/-
(Send your resume for Scholorship eligibility)

Eduzi's Credit Analyst Program to Transition Your Career into Finance

Live Sessions (Saturday and Sunday)
Master credit appraisal, solve case studies, get interview tips, and clear doubts with industry experts in our weekend live sessions!
AI-Powered Mock Interviews
Practice mock interviews with our cutting-edge AI-powered tool, receive instant tailored feedback, and refine your skills with numerous interview questions to boost your confidence!
Financial Modeling Workshop
Master MS Excel, Financial Statement Analysis, Ratio Analysis, and Cash Flow & Fund Flow Analysis to sharpen financial modeling skills!
Industry Recognized Certificate
Earn the "Eduzi Credit Analyst" certificate upon completion, boosting your professional credentials.
Dedicated 1-to-1 Mentor for Every Learner
Gain personalized guidance, industry insights, and valuable knowledge sharing, along with career advice, course support, and practical experience to ensure a smooth learning journey!
Capstone Project
Work on a real-world credit proposal to enhance your resume and provide strong talking points for interviews.
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Who is a Credit Analyst?

Watch the video

Request a Call
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LEARN FROM THE BEST - Mentors Include Alumni from
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The Professionals guiding you forward

Meet Your Mentors

  • Our classes are not taken by regular college/university professors but by real and highly successful working professionals from large MNC’s like Goldman Sachs, HSBC, Citi Bank, CRISIL, Axis Bank and many more

  • We start from basics of what credit analysis is and make you understand the whole gamut of credit risk. We teach you right from the guiding principles to advanced concepts with Indian and international backdrop.

Request a call
Team

Krishna Gopal

Master Mentor
Expertise: Finance Fundamentals
Team

Sushma

Master Mentor
Expertise: Balance Sheets
Team

Srihari A

Master Mentor
Expertise: Financial Modeling
Team

Sandesh Gangapatnam

Master Mentor
Expertise: Research Analysis
Our Alumni Works in

Prestigious Banks, Top Rating Agencies and Leading MNC's

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Success Stories

  • Our program has successfully helped professionals from diverse backgrounds like Operations, Branch Banking, Sales, and Relationship Management transition into the Credit/Finance domain, landing roles such as Credit Analyst, Credit Manager, Ratings Analyst, Financial Analyst and AVP Credit in top banks and MNCs.

  • Through hands-on training, expert mentorship, and strong career support, our alumni have achieved significant salary hikes and secured their dream finance roles. Join us and start building your own success story!

Book a free Demo
Pranay
Ram K
Ladi Rabiteja
Ramesh G
Vignesh V
Nagarajuna
Sayed Sadik
Ramesh
Abhishek G
Swetha
Trilok
Rama Krishna
Abhinav
Gokul
Prem

Consult with Our Career Advisor

AND GET

Personalized Career Roadmap
Expert Career Transition Advice
Key Program Highlights
Request a Call
Advisor
why
why
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Explore Our Key Benefits and

Program Highlights

100% Placement Assistance

We connect candidates with active Credit and Finance job opportunities and guide them to secure Credit Analyst roles in top banks, NBFCs, rating agencies, or MNCs.

Dedicated Career Services

Our career services offer a strong hiring network, resume and LinkedIn profile building, interview prep, AI mock interviews and 1-on-1 mentorship to help you succeed.

Financial Modelling Workshop

This program offers a financial modeling workshop covering MS Excel, Financial Statement Analysis, Ratio Analysis, and Cash Flow to build key skills for roles like Credit Appraisal, Equity Research, Investment Banking, etc.

Know More
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Get Certified

Upon successfully completing this program, you’ll earn a “Eduzi Credit Analyst” certificate.

  • This certification will add considerable value to your professional credentials.
  • Add it to your LinkedIn, share it on Twitter & WhatsApp, or via Email. Make your profile stand out everywhere.
Book a Free Demo
Certificate

Our highly motivated and qualified teams involved in helping you
learn credit and crack high paying jobs in Banks and MNCs.

Rahul
Krishna Gopal

HSBC, IDFC, Axis Bank and CRISIL

Revanth
Ganesh

Axis and IDFC First Bank

Sriram Teja
Sushma

E&Y, CRISIL

Avinash Dara
Srihari A

ICICI, CRISIL, Acuity Ratings & ICRA

Student
Learner at
Eduzi Logo
Pavan
Sekhar

Irevna, CRISIL and KPMG

Rakesh Misra
Sandesh G

Citi, HDFC Bank and CRISIL

Trivikram
NSK Sharma

IMT Ghaziabad, CRISIL

Pranavi
Lingadhar D

Deloitte and S&P Global

Get Your Doubts Clarified
Faster than in Offline Classes

Our highly motivated team of experts are ready to help you with your doubts

Mentors Illustration
50+ Mentors to Resolve Your Doubts

Including Credit Professionals from leading Banks and MNCs.

Book a Free Demo

Why Choose Eduzi?

Compare Eduzi's benefits with other upskilling platforms and see the difference.

Feature Eduzi's Credit Analyst Program Other upskilling platforms
Curriculum Designed to meet companies current requirements Not Aligned to industry requirement
Doubt clarification and Mentor support 50+ highly qualified Working Professionals and Mentors ready help you No qualified mentors
Trainers Alumni of IIT, IIM and top B-schools and MNCs like HSBC, Citi Bank, Crisil, etc. No real world experience
Careers Exclusively into Credit (Analytical role) Sales and operations roles (Low End)
Placement Oppurtunities Large network of Hiring Partners Limited Hiring Partners
Padagogy Case Study Approach and Real work Environment Simulation (Highly Practical) Only Textbooks and Theoritical
Upskilling Real and highly successful working professionals from large MNCs like Goldman Sachs, Citi Bank, HSBC, CRISIL, Axis Bank and many more Regular College/Univesrity professors with no real work experience
Fees Pay Major fee after placement Pay full fee before joining
AI Mock Interviews Eduzi's dedicated AI platform NO
Expert Mock Interviews With Industry Professionals and HR Panels NO
Scheduling Interviews Yes NO
Salary Negotiation with Companies Yes NO

Course Fee

Payment Plan Icon Choose your preferred mode of upskilling and placement

Live
Recorded
What's included?
  • Classes: Live Sessions (Saturday and Sunday) with up to 100 Hrs. Course Content
  • Live Doubt Sessions, 50+ Mentors to help you
  • Case Study-Based Learning with Comprehensive Resources

    Case Study
  • Lifetime Access to classes and study material
  • Financial Modelling Workshop
  • Dedicated Career Services
    • 100% Placement Assistance
    • Hiring Partners
    • Interview Prep
    • Resume and LinkedIn Proile Builing
    • 1-on-1 Mentorship
    • AI-Powered Mock Interviews
    • Mock Interviews by Industry Professionals and HR Panels
    • Scheduling Interviews
    • Access to Dedicated Placement Portal
    • Higher Salary Negotiation with companies
  • Eduzi's Credit Analyst Program is not a Job Guarantee Program.
  • Trainers: Top B-School Alumni & Industry Experts in MNCs like CRISIL, ICRA, etc.

    • 3 Months Up-skilling Track

    80,000/-
    39,999/-

    (Non-refundable Upfront Fee)

    Cost of Up-skilling Including - Live Online Classes, Doubt Sessions, Mentor Support, Capstone Project, Interview Prep, Life time Access to Content, LinkedIn Profile Builder, Resume Builder, Program Certificate.

    3 Months Placement Track

    8% of CTC

    (Pay after you get a job)

    Get Placed in Top Banks/MNC’s via our Hiring Partners and Pay 8% of Your first Annual CTC (to be paid in 11 monthly installments).

    Batch Starts Soon
    Enroll Now
    Additional Scholarships Up to - 5,000/-
    What's included?
  • Classes: Recorded Sessions (Self-paced) with up to 100 Hrs. Course Content
  • Scheduled Doubt Sessions, 50+ Mentors to help you
  • Case Study-Based Learning with Comprehensive Resources

    Case Study
  • Lifetime Access to classes and study material
  • Financial Modelling Workshop
  • Dedicated Career Services
    • 100% Placement Assistance
    • Hiring Partners
    • Interview Prep
    • Resume and LinkedIn Proile Builing
    • 1-on-1 Mentorship
    • AI-Powered Mock Interviews
    • Mock Interviews by Industry Professionals and HR Panels
    • Scheduling Interviews
    • Access to Dedicated Placement Portal
    • Higher Salary Negotiation with companies
  • Eduzi's Credit Analyst Program is not a Job Guarantee Program.
  • Trainers: Top B-School Alumni & Industry Experts in MNCs like CRISIL, ICRA, etc.

    • 3 Months Up-skilling Track
    (Self-paced)

    50,000/-
    34,999/-

    (Non-refundable Upfront Fee)

    Cost of Up-skilling Includes - Recorded Classes, Doubt Sessions, Mentor Support, Capstone Project, Interview Prep, Life time Access To Content, LinkedIn Profile Builder, Resume Builder, Program Certificate.

    3 Months Placement Track
    (If completed as per schedule)

    8% of CTC

    (Pay after you get a job)

    Get Placed in Top Banks/MNC’s via our Hiring Partners and Pay 8% of Your first Annual CTC (to be paid in 11 monthly installments).

    Start Your Upskilling Today
    Book a Free Demo Book Your Seat for 5,000/-
    Additional Scholarships Up to - 2,500/-
    Everything You Need To Know

    Frequently Asked Questions?

    The “Credit Analyst Program” is a 6-month program delivered virtually.

    1-3 months

    • Online Live Classes on Weekends (Or) Recorded Classes (Self Paced Study).
    • Mentor Support and Doubt Clarification.
    • Capstone Project.
    • Resume and LinkedIn profile enhancement.
    • Mock Interviews.

    4-6 months

    • Placements Track - Access to Eduzi’s dedicated placement portal, AI Mock Interview tool and Attending Interviews referred by Eduzi.
    Class recordings would be available with life time validity for reference and self-paced learning.
    • Interested candidate to contact Eduzi admissions office.
    • Eduzi team would screen the candidate for fitment for the program via quick call.
    • Candidates get enrolled to the program by paying the non refundable upskilling fees.
    • Attend Online Live Weekend (Saturday and Sunday) classes for 3 months (Or) Learn at your own pace 24x7.
    •  Complete regular assignments and Capstone project.
    • Resume and LinkedIn profile enhancement and mock interview sessions.
    • All the successful candidates commence placement services through Eduzi after signing of the Income Sharing Agreement.
    • Attend interviews referred by Eduzi placement team and get job offers.
    • Pay 8% of one year’s CTC in 11 instalments after getting a job.

    The term Credit Analyst refers to a financial professional who assesses the Creditworthiness of securities, individuals, or companies. Credit analysts determine the likelihood that a borrower can repay their financial obligations by reviewing their business,financial and management risk profiles and determining whether the state of the subjects financial health and the economic conditions are favorable to repayment.

    Credit analysis is one of the most enriching career options for a professional wanting to pursue a career in finance. The job requires sharp analytical skills and a keen interest to analyze financials and operational information pertaining to a company.It provides you an opportunity to take part in discussions with the top management of the client and conduct independent research to make an overall assessment of the credit profile of the borrower.

    A Credit Analyst analyses financial information from various sources (company balance sheets, news reports, etc.) and assesses the risk of issuing credit to the client. These professionals are mostly employed in corporate lending arms of Banks, investment Banks, Credit Rating Agencies, Financial Institutions, Mutual Fund houses, and Private Equity firms.

    The medium of instruction at Eduzi is English. All lectures are delivered in English. As part of the curriculum, we also help you develop your written and verbal communication skills that help you become more employable.

    Eduzi’s admissions team will screen the candidates for fitment of their profile for the credit analyst profile via a quick call. Screening is done to ensure best results of our program.

    Please call/WhatsApp on the below numbers our admissions team to get Counselled -

    +91-79972-79973

    +91-79972-79974

    No, we don't guarantee placements. But we will handhold the candidate until he/she gets Credit Analyst role in a reputed bank, NBFC or an MNC. Apart from rigorous training on Credit Analysis basics and advanced concepts, hand holding also includes making the student job ready in a holistic way. We provide guidance right from preparation of Resume/LinkedIn profile, update the student with all the hot credit jobs in the current market, undertake mock interviews and mentor the students for a high interview success perspective.

    After you complete the upskilling track, you’ll get Dedicated Placement Assistance with Profile Enhancement, Resume Building & Development, Interview preparation, AI-driven Mock Interviews and more.

    Then, you can sit for placements with companies that are hiring with Eduzi Academy for 3 months.

    You'll receive dedicated career support until you're successfully placed.

    Please Note that Eduzi’s Credit Analyst Program is NOT a Job Guarantee Program.

    Yes. Once the placement process begins, we will recommend you to reputed Banks, MNCs and Rating Agencies in our network. You need to accept the job offer if you clear the selection process.
    Your job location is solely based on the opportunities available with our hiring partners. We do not commit anything with respect to a preferential job location.
    Income Share Agreement or ISA is a legal agreement, which ensures that students share a pre-determined part of their income as tuition fee. For Eduzi the ISA amount is 8% of your annual CTC. You will have to sign the ISA only if you opt for placement services from us.
    The students are required to sign the ISA once they have completed their Upskilling Track, earned the course completion certificate and have opted for the placement track through Eduzi.
    • Pay the admission fee and start learning.
    • Complete the 3 months of Online/Recorded classes, Capstone Project and assessments.
    • Join the Placements by signing the Income Share Agreement.
    • Get placed in top companies and Pay 8% of your annual CTC (to be paid in 11 monthly instalments), after you get a job above 6 LPA
    Yes, EMI support is available for credit cards. Please select the EMI option while making payment for more information.
    Please check the refund policy here: Refund Policy
    Credit Analyst Program

    Curriculum

    • End to End process flow.
    • Introduction to "Eduzi Learning App".
    • How to get best results from the program.
    • Resources available for the learners
    • Understanding the role and importance of credit appraisal in corporate lending.
    • Key stakeholders involved in credit appraisal.
    • Overview of the credit appraisal process: Application, Documentation, Analysis, Decision-making, Sanction, Monitoring.
    • Types of risks in credit appraisal: Financial, Business, and Management risks.
    • Techniques for assessing credit risk: Quantitative and Qualitative methods.
    • Identifying and mitigating risks in credit appraisal: Risk mitigation strategies and Risk control measures

    Case Study - Cyberabad Foods Pvt Ltd.

    Industry Analysis

    • Understanding Industry dynamics and trends, Assessing Industry risk factors, Industry-specific financial ratios and benchmarks, Industry analysis frameworks and tools.

    Market Position

    • Basics/Concepts - Market Share, Competitive Advantage, Concentration Risks, Customer Base, Sales and Revenue Trends, Pricing Strategy, Market Outlook.

    Operating Efficiency

    • Basics/Concepts - Key cost drivers, Price volatility of key raw materials/inputs, Level of integration, Capacity utilization and flexibility, Technology, Working Capital Management and Brand Equity.

    Project Risk

      Project Implementation Risks, Time and Cost Overruns.

      Case Study 1 - Apple Inc.

      Case Study 2 - Megha Engineering & Infrastructures Limited.

      Case Study 3 - Thai Union Group Pic.

      Case Study 4- Hygro Chemicals Pharmatek Pvt Ltd

    • Basics - P&L, Balance sheet, Cash flow and Ratio Analysis.
    • Advanced - P&L, Balance sheet, Cash flow and Ratio Analysis. Financial Modelling and Risk Profile.
    • Past Financials, Current Financials, and Projecting financials for the future.
    • Financial Modelling.
    • Accounting Quality.
    • Cash Flows and Financial Flexibility.

    Case Study - Kapston Facility Management Services Ltd.

    • Competency, Integrity and Risk Appetite

    Case Study - Joyalukkas India Ltd.

    • Role of collateral in credit appraisal: Securing the loan and Reducing credit risk.
    • Types of collateral and their valuation methods: Real Estate, Inventory, Book Debts, Equipment.
    • Legal and regulatory aspects of Collateral: perfection of Security Interest, collateral documentation.
    • Evaluating collateral adequacy and quality: loan-to-value ratio, collateral coverage ratio.
    • Setting credit limits and terms: Determining appropriate credit limits and loan terms.
    • Credit scoring models and credit rating agencies: understanding their role in credit assessment.
    • Making informed credit decisions: weighing the risks and benefits, considering loan structure options.

    Case Study: Suvarna Pvt Ltd.

    • Loan structuring principles and strategies: Matching the loan structure to the borrower's needs and risk profile.
    • Loan covenants and conditions: Types of covenants and their monitoring requirements.
    • Loan documentation requirements: preparing loan agreements, security documents, and other legal documents.
    • Legal and regulatory aspects of loan documentation: Ensuring compliance with applicable laws and regulations.

    Case Study: Marine Cold Storage Pvt Ltd.

    • Importance of credit monitoring and control: Tracking borrower performance and managing credit risk.
    • Early warning signals and problem loan identification: Recognizing signs of deteriorating credit quality.
    • Remedial measures and credit risk mitigation: Strategies for addressing problem loans and managing default risk.

    Case Study: Rohan Batteries Private Limited.

    Case Study 1: Bhagiradha Chemicals Ltd.

    Case Study 2: - Sigachi Industries Limited.

    Probe42, CRILC, Bloomberg Terminal, S&P Capital IQ Pro, Restricted Lists, Wilful Defaulters List, CRISIL Research.

    Interview Basics + Skills + Most Common Credit Interview Q&A.

    • Mock Interviews by Industry Professionals and HR Pannels.
    • Detailed Feedback with Strengths and Areas of Improvements.
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